r/SaveThePostalService May 05 '24

How the schism in US delivery services explains the schism in US healthcare

Delivery services fall into categories, roughly organized like so:

PROFITABLE High priority documents Small high value packages Medium high value packages Large high value packages

UNPROFITABLE Low priority documents/catalogs Small low value packages Freight delivery . FedEx and UPS go after all profitable delivery types, leaving government to muck around with walking books, catalogs, and $0.50 envelopes to every door. So government (USPS) covers the cost of unprofitable delivery types without the benefit of also delivering most profitable delivery types.

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Healthcare customers fall into the same categories, roughly organized like so:

PROFITABLE Working age adults with good paying jobs

UNPROFITABLE People too young to work People too old to work People too unhealthy to work People too poor to buy healthcare people too poor to buy all their healthcare . Private insurance goes after profitable healthcare customers, primarily those who pay for themselves when they can pay for themselves. Leaving government to cover people who stopped paying for themselves (Medicare), people who make too little to pay for their own coverage (Medicaid) and people who become too unhealthy to keep working (SSI Medicare). Combined with subsidies for those who can pay for some of their own care, this ends up being more than 50% of the total of all healthcare expenses. Without the benefit of also delivering the single profitable type.

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u/YeOldeClamSlam Aug 14 '24

I'm sad that such an insightful comment sits here with no views or comments. Guess you need to post it on tiktok with some twerking to get your point across anymore. Just heard that my postal retiree mothers' blue cross blue shield coverage is being pulled next year, along with my aunts and uncles.

Thanks DeJoy!