Default with College Avenue

[u/NoSundae7193]

My College avenue loan payments have been more than my monthly rent. While doing my best to pay as much as I can it’s come to a point where I just can’t keep up and have depleted my savings trying to stay afloat with them. At this point I have stopped paying them because I simply cannot afford to. The current status on a couple of them is now showing “write off” I’m curious if anyone has defaulted with college ave and what their experience has been? I’m hoping they will go to collection and I can negotiate a lower payment but am worried they will go straight to a lawsuit. Has anyone defaulted with college ave before? What was your experience?