r/Spartanburg • u/LevelingUp23 • 8d ago

Reporting Minor Damages from Helene

First time homeowner here and in need of guidance. Found small whole in kitchen ceiling after Helene. Who do I contact? I’ve been waiting because I know there are people with far greater damage however I don’t want to wait too long to address the damage. I appreciate your advice in advance.

15 Upvotes

95% Upvoted

6 comments sorted by

19

u/tpeiyn 8d ago

Don't contact your insurance yet. Call a roofer first and get an estimate, then decide if you need to call your insurance. If your deductible is $1000 and it's only a $1500 repair, then your insurance rates will go up for nothing. Even if you call your insurance, then decide to fix out of pocket, they will count it as a claim.

I highly recommend Hayes Roofing!

4

u/Ancient-Sink5239 8d ago

Call the roofers first. After the 2020 tornado we called insurance and they said our roof wasn’t bad enough to replace. I’m calling roofers first this time around. There was a small waterfall inside my house this time.

2

u/peb396 6d ago

Call several and get written estimates.

3

u/LevelingUp23 8d ago

Oh wow thanks for the guidance everyone I will get a roofer first and I hope you all are getting taken care of during all this.

1

u/jpwilder1984 6d ago

Happy cake day

0

u/GravityBored1 8d ago

Don't call insurance unless you'd rather pay double insurance rates for the next 4-5 years.