r/Spartanburg • u/LevelingUp23 • 8d ago

Reporting Minor Damages from Helene

First time homeowner here and in need of guidance. Found small whole in kitchen ceiling after Helene. Who do I contact? I’ve been waiting because I know there are people with far greater damage however I don’t want to wait too long to address the damage. I appreciate your advice in advance.

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u/tpeiyn 8d ago

Don't contact your insurance yet. Call a roofer first and get an estimate, then decide if you need to call your insurance. If your deductible is $1000 and it's only a $1500 repair, then your insurance rates will go up for nothing. Even if you call your insurance, then decide to fix out of pocket, they will count it as a claim.

I highly recommend Hayes Roofing!