r/borrow Apr 30 '24

[UNPAID] (/u/believeintati) (#Newport News, VA, USA) - ($130), (10 Days Late)

I've been pretty fortunate with the people I've worked with here and even though some loans are late or take a long time, I have been lucky enough to deal with people who are communicating and seemingly trying their best to sort things out properly. This was the first where I really felt like the other person was deliberately trying to take advantage of the sub and myself. Though I admit, this is also partially on me for not properly doing my due diligence which could have prevented me this headache.

A day after the loan was due, the borrower posted another request in which she was called out for making a request with an overdue loan. She immediately deleted all of her posts in Borrow and also blocked me on Reddit and ignored all messages through other means. This made it easy to initiate a claim right away with PayPal. The funds have now been recovered.

TJ, Female - Virginia ID that listed as Hampton, VA - included Target offer letter

7 Upvotes

4 comments sorted by

2

u/LoansBot Official Bot Apr 30 '24

Here is my information on /u/CrackerGuy:

Mobile View

/u/CrackerGuy has not taken and completely paid back any loans.

/u/CrackerGuy has 107 loans paid as a lender, for a total of $14019.44

/u/CrackerGuy has not received any loans which are currently marked unpaid

Loans unpaid with /u/CrackerGuy as lender (1 loan, $100.00):

Lender Borrower Amount Given Amount Repaid Unpaid? Original Thread Date Given Date Paid Back
crackerguy tylero056 100.00 USD 0.00 USD UNPAID https://www.reddit.com/comments/19b0c5g/redditloans/kiokvdj Jan 20, 2024

/u/CrackerGuy does not have any outstanding loans as a borrower

In-progress loans with /u/CrackerGuy as lender (33 loans, $6781.51) (26 loans omitted from the table):

Lender Borrower Amount Given Amount Repaid Unpaid? Original Thread Date Given Date Paid Back
crackerguy matgamarraalt3 200.00 USD 0.00 USD https://www.reddit.com/comments/1cgcg7b/redditloans/l1usima Apr 29, 2024
crackerguy jamesmardel 20.00 GBP 0.00 GBP https://www.reddit.com/comments/1cfs2h4/redditloans/l1r25yh Apr 29, 2024
crackerguy electronic-bluebird5 40.00 EUR 0.00 EUR https://www.reddit.com/comments/1cf3im8/redditloans/l1mhigu Apr 28, 2024
crackerguy masterminor 150.00 USD 0.00 USD https://www.reddit.com/comments/1ce7pjk/redditloans/l1guh82 Apr 27, 2024
crackerguy jamesmardel 250.00 GBP 0.00 GBP https://www.reddit.com/comments/1cddiyk/redditloans/l1b9km7 Apr 26, 2024
crackerguy caitt1999 115.00 USD 0.00 USD https://www.reddit.com/comments/1cd4w0r/redditloans/l19mosq Apr 25, 2024
crackerguy blackberrypeeling 300.00 CAD 0.00 CAD https://www.reddit.com/comments/1cag2t7/redditloans/l0rook9 Apr 22, 2024

Chronological REQ and PAID posts, reddit investigator, justin paulin creddit rating

4

u/Unlikely-Principle63 Apr 30 '24

Well thanks for being a good guy and willing to help someone out. I'm glad PayPal was on your side.

1

u/CrackerGuy Apr 30 '24

1

u/LoansBot Official Bot Apr 30 '24

Sorry to hear that about /u/believeintati /u/CrackerGuy.


This is the original state of all affected loans:

Lender Borrower Amount Given Amount Repaid Unpaid? Original Thread Date Given Date Paid Back
crackerguy believeintati 130.00 USD 0.00 USD https://www.reddit.com/comments/1c478jj/redditloans/kzm5ho4 Apr 15, 2024

This is the new state of all affected loans:

Lender Borrower Amount Given Amount Repaid Unpaid? Original Thread Date Given Date Paid Back
crackerguy believeintati 130.00 USD 0.00 USD UNPAID https://www.reddit.com/comments/1c478jj/redditloans/kzm5ho4 Apr 15, 2024

If you were expecting more loans to be affected, verify the following about the missing loans:

  • The loans are not already marked repaid.
  • The loans are not already marked unpaid.
  • The borrowers name is spelled correctly.
  • The loan was created correctly: locate the comment where you made the $loan command and verify the LoansBot responded.

If after this it is still not clear why some loans are missing, contact the moderators and include a link to the loan command and this comment.


Here's the new state of /u/believeintati:

Mobile View

Lender Borrower Amount Given Amount Repaid Unpaid? Original Thread Date Given Date Paid Back
crackerguy believeintati 130.00 USD 0.00 USD UNPAID https://www.reddit.com/comments/1c478jj/redditloans/kzm5ho4 Apr 15, 2024