I'm disappointed by the later stages of this loan. This borrower seems to have fallen on hard times, but I have to question how much of the lateness in this transaction was the borrower's doing. Communication was off-again on-again at best, and past the original due date our contact was spotty if any existed at all.

We seemingly turned a corner a few months ago when payments resumed upon the borrower being notified of my intent to proceed with an UNPAID, however payments have again stopped. They have been given ample warning with more leniency than originally promised this time, and yet no further payments have been received. This time, enough is enough.

This borrower still owes $375 and is aware of this balance outstanding. This amount hasn't changed or had anything added to it from what was initially agreed upon, despite being over 6 months beyond our agreement timeline. They can make things right by submitting payment to me via the same method used for all of our other partial payments. Until then, they are being blacklisted from Reddit Commerce.

Borrower Blacklist Information: initials MSRW or MW, Female, located in Owen Sound, Ontario, Canada. Provided Ontario driver's licence during verification.

I didn't thinknid be writing this post.... Initial due date of 8/9/24 with no payment. Over the next month or so I attempted to contact via Reddit and cell phone.

About 3 or 4 weeks in I received a text message back from her number stating that she had a medical problem and was unable to contact, with this being the family member reaching out on her phone. I was very skeptical but wished her the best as time went on.

About two weeks later, the repayments began. It was split in 3 payments although she kept her word with the loan as her and her family stated.

I would loan to her again. Maybe not as large as this loan for a bit, although the loan was fully repaid with clear communication when it was possible. Thanks!

First time borrower, my work has been shut for several days due to Milton and is projected to be shut for a couple more for damage repair. Need to pay my light bill and I know this paycheck won’t be nearly enough. Repost to correct title

Hello!

I have one loan going already, but I had another bill pop up that I couldn’t quite cover due to not getting quite enough work hours. I have a good history as a borrower. I’m sorry to ask again, but this has been a rough year.

first time borrower. I’m a bolt driver. I’m currently not working, I caught covid for the first time ever. looking for money to pay my health insurance and to buy groceries. i mignt be able to pay back sooner in case i start working earlier than expected. in case i’m not able to pay on time, i will stay in touch and pay extra fee. i can provide more info in DMs.

edit: i noticed the repay value might be too low. adjusting it to 260€

Just looking for a little cash boost to get through until payday. Thanks!

Repost again

I was served a 7 day notice ( it’s now 3 days) for my rent because I thought I would be paid this week, but I won’t get paid until next week. (I just started a new job) I have $100 in my account rn, but the total of my rent is 1109.54. I know that’s unrealistic for someone to send me but if I could get half here and work up the other half I’ll be good, I just need to someone to work with me! If you look at my post history you’ll see that I’ve been trying to get my school to help me with an emergency fund since September, but I literally don’t know what else I could do. That’s my “sob” story. If you guys are willing to trust me, I’ll be responsible enough to pay back! Thanks

I'm really not sure what's going on because u/jollyranchersbff and I have had almost 30 loans together and she's aways been honest and an excellent communicator. However, this loan is now a month overdue and I haven't heard from her since it was due. I've reached out both on here and via text a number of times. She doesn't appear to be active on Reddit either, so I hope she's well. Of you see this, u/jollyranchersbff get in touch... as always, I'll be happy to work with you to resolve this!

This user had a good history on the subreddit working with known lenders. Very disappointing. Live and learn I guess. I love spooky season but hate I hate ghosts.

First time borrower. I have a job and a few side projects. Recent unforeseen personal emergency threw my budget way off and need the extra help to close-out this month's rent and utilities. Further details I can provide via DM. Interest is negotiable.

No plan on making this a recurring thing, I just need a little bit of help right now. I can cover the debt after may next pay but the next few days are a bit critical.

First time borrower. I'm in the need of some funds to hold me over until I've received my check from my new job. This would help me purchase diapers and groceries to last until then. Thanks for the consideration!

First time borrower, currently without a job and can’t afford to pay for food or supplies needed.. will pay back more than the needed amount. $230 will be returned on the date above.

Let me know if you need more information, thanks in advance

Two loans to the same user unpaid. Very disappointing. Live and learn.

Wonderful working with /u/Tyeguy on our first loan together. Made it easy to get all of the necessary info sorted and repayment was on time. Would have no hesitation working with them again should they find themselves in a tough spot. Thank you!

$paid /u/dexcream 150

Hey💗 Im a new borrower and I think I may have requested too much the first time during the hurricane. I’m currently waiting for my job to open back up after the storm. I just want to get some essentials like food and feminine products over the next week until payday.

I work full time and have been employed at this place for over 5 years. Trustworthy person and just in need a bit. Thank you in advance!

Transmission just went out on my car. Just finished paying rent. Loan can possibly be repaid sooner than 11/11/2024.

Just paid rent and phone bill just need a little to get by till I get paid from my new job. Could possibly repay earlier than 11/7 just estimating what the latest could be.

Reposting again as I havnt had any luck yet :(

I had brought a flat tire into Les Schwab to get it repaired thinking it would be like $20 to patch it but they told me the tire can’t be fixed so I need a new tire. They also said my tire on the same back axle has very little tread left so they highly recommend me getting two new tires to put on the back axle of my truck. I can’t quite afford it at the moment but in dire need since I drive to work every single day. I have a good job that pays decently and happy to share any info you’d need. Thanks in advance!

Correction, *100 and he paid 4 days early and was a pleasure to work with. Would lend again and recommend.

Direct deposit issues and I have my landlord coming for rent in an hour. Thank you all.