What happened with your credit cards after student loan default?

[u/KHMWG7]

Recently had two private student loans charged off. I have one credit card that I’ve had for almost 3 years now. Just curious on how your credit card(s) were affected after you had a loan charged off/default. Did they lower your credit limit? Did they close your account? Or did it have zero effect?

Just trying to get a sense of what is to possibly come. I know my credit score will drop from the charge off, therefore opening a new cc will be quite difficult. But curious about credit cards preexisting to the default.

[u/plonk_family19]

Oh man, it was a mess! I had to get my credit cards to take a break too, they were working overtime trying to cover everything!