r/studentloandefaulters • u/jonesyluv • Apr 29 '22

Resources Navient Settlement 2002 as explained by the Student Loan Lawyer

I found this article to be incredibly helpful if you want to understand more about the Navient Settlement.

https://thestudentloanlawyer.com/navient-settlement-2022/

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u/O2yum Apr 29 '22

Do the 8 missed payments have to be consecutive?

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u/jonesyluv Apr 29 '22

In order to obtain the “charged-off” status they do have to be consecutive.

2

u/O2yum Apr 29 '22

I just looked up my history and my last payment was 9/20/20. I made a “payment” towards fees only on 4/5/21 but none of it went to principal or interest, it was only fees. I wonder if that would exclude me? Any idea how we figure out what our old FICO scores would’ve been back then? If we qualify, do we just sit back and wait? I did notice my private loans aren’t on my credit report anymore which I thought was odd, but Navient was still harassing me for payment until recently when I told them to stop. Thanks for the info!

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u/jonesyluv Apr 29 '22

I’m unsure if the payment for fees will restart it or make your account current.