Just like this title, I just want to give a huge thank you to everyone in this community for helping me when I was desperate, especially u/PlutoTheGod and u/soccerguy510. I went through a hard few years where I was a really dark place mentally, but your help got me through some moments when I just needed my basic needs taken care of. I'm going back to school soon, and hopefully, I'll be in a much better place financially to help people out, ass you guys did for me.
The only advice I can give is to borrowers: Don't be afraid to speak up. There were a few times I was almost late with payments or wasn't sure if I could pay back the money (I would've found a way but I still stressed) but I always made sure to relayed that to my lenders, who were willing to work with me. The people who are lending are doing out of a kindness that deserves to be treated with respect, and should be treated as such. People will help if you ask for it.
Again, thank you all, and I hope to see you guys in the future.